A good read !
 
Power of Money, By Adam Khoo (Singapore ’s youngest millionaire at 26 yrs.)
 
Some of you may already know that I travel around the region pretty frequently, having to visit and conduct seminars at my offices in Malaysia, Indonesia, Thailand and Suzhou (China).
I am in the airport almost every other week so I get to bump into many people who have attended my seminars or have read my books.
Recently, someone came up to me on a plane to KL and looked rather shocked.
He asked, ‘How come a millionaire like you is traveling economy?’
My reply was, ‘That’s why I am a millionaire.
‘He still looked pretty confused.
This again confirms that greatest lie ever told about wealth (which I wrote about in my latest book ‘Secrets of Self-Made Millionaires’).
Many people have been brainwashed to think that millionaires have to wear Gucci, Hugo Boss, Rolex, and sit on first class in air travel.
This is why so many people never become rich because the moment that earn more money, they think that it is only natural that they spend more, putting them back to square one.
The truth is that most self-made millionaires are frugal and only spend on what is necessary and of value.
That is why they are able to accumulate and multiply their wealth so much faster.
Over the last 7 years, I have saved about 80% of my income while today I save only about 60% (because I have my wife, mother in law, 2 maids, 2 kids, etc. to support).
Still, it is way above most people who save 10% of their income (if they are lucky).
I refuse to buy a first class ticket or to buy a $300 shirt because I think that it is a complete waste of money.
However, I happily pay $1,300 to send my 2-year old daughter to Julia Gabriel Speech and Drama without thinking twice.
When I joined the YEO (Young Entrepreneur’ s Orgn)a few years back (YEO) is an exclusive club open to those who are under 40 and make over $1m a year in their own business)
I discovered that those who were self-made thought like me.
Many of them with net worth well over $5m, travelled economy class and some even drove Toyota’s and Nissans, not Audis, Mercs, BMWs.
I noticed that it was only those who never had to work hard to build their own wealth (there were also a few ministers’ and tycoons’ sons in the club) who spent like there
was no tomorrow.
Somehow, when you did not have to build everything from scratch, you do not really value money.
This is precisely the reason why a family’s wealth (no matter how much) rarely lasts past the third generation.
Thank God my rich dad foresaw this terrible possibility and refused to give me a cent to start my business.
Then some people ask me, ‘What is the point in making so much money if you don’t enjoy it?’ The thing is that I don’t really find happiness in buying branded clothes, jewellery or sitting first class.
Even if buying something makes me happy it is only for a while, it does not last.
Material happiness never lasts, it just give you a quick fix.
After a while you feel lousy again and have to buy the next thing which you think will make you happy.
I always think that if you need material things to make you happy, then you live a pretty sad and unfulfilled life.
Instead, what makes me happy is when I see my children laughing and playing and learning so fast.

What makes me happy is when I see my companies and trainers reaching more and more people every year in so many more countries.
What makes me really happy is when I read all the emails about how my books and seminars have touched and inspired someone’s life.
What makes me really happy is reading all your wonderful posts about how this blog is inspiring you.
This happiness makes me feel really good for a long time, much much more than what a Rolex would do for me.
I think the point I want to put across is that happiness must come from doing your life’s work (be it teaching, building homes, designing, trading, winning tournaments etc.)
and the money that comes is only a by-product.
If you hate what you are doing and rely on the money you earn to make you happy by buying stuff, then I think that you are living a life of meaninglessness.

Recently I came through a decent story… Read it… Specially Software Engineers…Who live away from home only for the sake of money…

One bedroom flat…
Written by an indian software engineer..

A bitter reality
as the dream of most parents i had acquired a degree in
software engineering and joined a company based in usa, the
land of braves and opportunity. When i arrived in the usa, it
was as if a dream had come true.
Here at last i was in the place where i want to be. I decided i
would be staying in this country for about five years in which
time i would have earned enough money to settle down in india.

My father was a government employee and after his retirement,
the only asset he could acquire was a decent one bedroom flat.
I wanted to do some thing more than him. I started feeling
homesick and lonely as the time passed. I used to call home and
speak to my parents every week using cheap international phone
cards. Two years passed, two years of burgers at mcdonald’s and
pizzas and discos and 2 years watching the foreign exchange
rate getting happy whenever the rupee value went down.

Finally i decided to get married. Told my parents that i have
only 10 days of holidays and everything must be done within
these 10 days. I got my ticket booked in the cheapest flight.
Was jubilant and was actually enjoying hopping for gifts for
all my friends back home. If i miss anyone then there will be
talks. After reaching home i spent home one week going through
all the photographs of girls and as the time was getting
shorter i was forced to select one candidate.
In-laws told me, to my surprise, that i would have to get
married in 2-3 days, as i will not get anymore holidays. After
the marriage, it was time to return to usa, after giving some
money to my parents and telling the neighbors to look after
them, we returned to usa.
My wife enjoyed this country for about two months and then she
started feeling lonely. The frequency of calling india
increased to twice in a week sometimes 3 times a week. Our
savings started diminishing.

After two more years we started to
have kids. Two lovely kids, a boy and a girl, were gifted to us
by the almighty. Every time i spoke to my parents, they asked
me to come to india so that they can see their grand-children.
Every year i decide to go to india… But part work part
monetary conditions prevented it. Years went by and visiting
india was a distant dream. Then suddenly one day i got a
message that my parents were seriously sick. I tried but i
couldn’t get any holidays and thus could not go to india … The
next message i got was my parents had passed away and as there
was no one to do the last rights the society members had done
whatever they could. I was depressed. My parents had passed
away without seeing their grand children.
After couple more years passed away, much to my children’s
dislike and my wife’s joy we returned to india to settle down.
I started to look for a suitable property, but to my dismay my
savings were short and the property prices had gone up during
all these years. I had to return to the usa…
My wife refused to come back with me and my children refused to
stay in india… My 2 children and i returned to usa after
promising my wife i would be back for good after two years.

Time passed by, my daughter decided to get married to an
american and my son was happy living in usa… I decided that
had enough and wound-up every thing and returned to india… I
had just enough money to buy a decent 02 bedroom flat in a
well-developed locality.
Now i am 60 years old and the only time i go out of the flat is
for the routine visit to the nearby temple. My faithful wife
has also left me and gone to the holy abode.

Sometimes

i wondered was it worth all this?

My father, even after staying in india,

had a house to his name and i too have
the same nothing more.

I lost my parents and children for just one extra bedroom.

Looking out from the window i see a lot of children dancing.
This damned cable tv has spoiled our new generation and these
children are losing their values and culture because of it. I
get occasional cards from my children asking i am alright. Well
at least they remember me.
Now perhaps after i die it will be the neighbors again who will
be performing my last rights, god bless them.

But the question
still
remains ‘was all this worth it?’

i am still searching for an answer……………..!!!

Start thinking

is it just for one extra bedroom???

Life is beyond this …..don’t just leave your life ……..

Start living it …….

Live it as you want it to be …….

i wanted to share with you guys so i did!!

RESUME

EDUCATION /Qualification:

1950               :           Stood first in BA (Hons), Economics, Punjab University , Chandigarh ,
1952               :           Stood first in MA (Economics), Punjab University , Chandigarh ,
1954               :           Wright’s Prize for distinguished performance at St John’s College , Cambridge ,
1955 - 57        :           Wrenbury scholar, University of Cambridge ,
1957               :           DPhil ( Oxford ), DLitt (Honoris Causa); PhD thesis on India ’s export competitiveness

OCCUPATION /Teaching Experience:

Professor (Senior lecturer, Economics, 1957-59;
Reader, Economics, 1959-63;
Professor, Economics, Punjab University , Chandigarh , 1963-65;
Professor, Inter national Trade, Delhi School of Economics , University of Delhi , 1969-71;  
Honorary professor, Jawaharlal Nehru University , New Delhi , 1976  
and Delhi School of Economics, University of Delhi ,1996 and Civil Servant
Working Experience/ POSITIONS:

1971-72: Economic advisor, ministry of foreign trade
1972-76: Chief economic advisor, ministry of finance
1976-80: Director, Reserve Bank of India ; Director, Industrial Development Bank of India ;
Alternate governor for India , Board of governors, Asian Development Bank;
Alternate governor for India , Board of governors, IBRD
November 1976 - April 1980: Secretary, ministry of finance (Department of economic affairs);
Member, finance, Atomic Energy Commission; Member, finance, Space Commission
April 1980 - September 15, 1982: Member- Secretary, Planning Commission
1980-83: Chairman , India Committee of the Indo-Japan joint study committee   September 16, 1982 - January 14, 1985 : Governor, Reserve Bank of India …
1982-85: Alternate Governor for India , Board of governors, International Monetary Fund
1983-84: Member, economic advisory council to the Prime Minister
1985: President, Indian Economic Association
January 15, 1985 - July 31, 1987 : Deputy Chairman, Planning Commission
August 1, 1987 - November 10, 1990: Secretary-general and commissioner, south commission, Geneva
December 10, 1990 - March 14, 1991 : Advisor to the Prime Minister on economic affairs
March 15, 1991 - June 20, 1991 : Chairman, UGC
June 21, 1991 - May 15, 1996: Union finance minister
October 1991: Elected to Rajya Sabha from Assam on Congress ticket
June 1995: Re-elected to Rajya Sabha
1996 onwards: Member, Consultative Committee for the ministry of finance
August 1, 1996 - December 4, 1997: Chairman, Parliamentary standing committee on commerce
March 21, 1998 onwards: Leader of the Opposition, Rajya Sabha
June 5, 1998 onwards: Member, committee on finance
August 13, 1998 onwards: Member, committee on rules
Aug 1998-2001: Member, committee of privileges 2000 onwards: Member, executive committee, Indian parliamentary group
June 2001: Re-elected to Rajya Sabha
Aug 2001 onwards: Member, general purposes committee

BOOKS:
India ’s Export Trends and Prospects for Self-Sustained Growth -Clarendon
Press, Oxford University , 1964; also published a large number of articles in various economic journals.

OTHER ACCOMPLISHMENTS:
Adam Smith Prize, University of Cambridge , 1956
Padma Vibhushan, 1987
Euro money Award, Finance Minister of the Year, 1993;
Asia money Award, Finance Minister of the Year for Asia , 1993 and 1994

INTERNATIONAL ASSIGNMENTS:

1966: Economic Affairs Officer
1966-69: Chief, financing for trade section, UNCTAD
1972-74: Deputy for India in IMF Committee of Twenty on International Monetary Reform
1977-79: Indian delegation to Aid-India Consortium Meetings
1980-82: Indo-Soviet joint planning group meeting
1982: Indo-Soviet monitoring group meeting
1993: Commonwealth Heads of Government Meeting Cyprus 1993: Human Rights World Conference, Vienna
RECREATION

Gymkhana Club, New Delhi ; Life Member , India International Centre, New Delhi

PERSONAL PROFILE
Name                         :           Dr. Manmohan Singh
DOB                           :           September 26, 1932
Place of Birth             :           Gah (West Punjab)
Father                         :           S. Gurmukh Singh
Mother                        :           Mrs.. Amrit Kaur
Married on                 :           September 14, 1958
Wife                            :           Mrs. Gursharan Kaur
Children                     :           Three daughters

The Prime Minister of India, the most qualified Politician in the world.

Navegaon National Park Travel Information

Location : Navegoan, Gondia, Maharashtra

Area : 135-sq-km

Consists of : A Deer Park, An Aviary, Three Beautifully Landscaped Gardens, And Dr. Salim Ali Bird Sanctuary

Time to visit : April to May

Climate: The climate here in Navegaon National Park is hot and wet. It receives quite a bit of rainfall during the monsoons, which ranges form mid-June to September.

Park Visit Timings : 4.00 am to 7.00 pm. During the rest hour’s entry in the national park is strictly prohibited.

Weather : Temperatures are pleasant all year round.

The Navegaon National Park located in Navegoan, Gondia is one of the most popular forest resorts in the Vidarbha region. The Park is spread over an area of 135 sq kms. A picturesque lake with crystal clear water, stretching over an area of 11 sq. kms is set in the midst of hill ranges and can be approached through a series of winding trails. Strategically located, watch towers enable the visitor to Navegaon to catch a glimpse of the region’s varied wildlife. It consists of a deer park, an aviary and three beautifully landscaped gardens.

Legend Of Navegaon Lake :

There is an interesting legend about Navegaon Lake. Kolu Patel Kohli created the lake at the beginning of the 18th century. He is now defined as “Kolasur Deo” and his shrine is on one of the peaks surrounding the lake. The seven peaks surrounding the lake are known as the “Sat Bahini” or seven sisters. It is believed that these deities helped Kolu in building the lake. On the fringe of the lake is an idol of Hanuman, the deity of strength, whose feet are said to go below the embankment.

The island in the middle of the lake is known as “Maldonger” and was used by the villagers as a refuge from the marauding ‘Pindaris’ (A tribe of professional robbers). The area around the lake is known as the Dr. Salim Ali Bird Sanctuary, in memory of the noted ornithologist. Best time to visit this sanctuary is between October to June and every winter, the Navegaon Lake becomes the home to huge flocks of migrating ducks and the misty winter mornings are characterized by their loud calls.

Flora in Navegaon National Park:

The forest is typical Southern mixed dry deciduous forest. The main species are Teak, Haldu, Jamun, Kawat, Mahua, Ain, Bhel and Bhor, etc.

Avifauna :

Almost 60% of all bird species recorded in Maharashtra are visible at Navegaon. The experience and the excitement of having spotted the scarlet minivet, a paradise fly catcher or the sapphire blue flash of a kingfisher skimming the surface of the lake for fish is quite out of the world.

Nearby Attractions (Navegaon National Park) :

Places of interest around the national park are Nagzira Wildlife Sanctuary (60 km), Itiadoh Dam (20-km), Tibetan Camp at Gothangaon (15 km) and Pratapgad (15 km).

For More Tourist Information :
Entry Timings: 4.00 am to 7.00 pm. During the rest hour’s entry in the national park is strictly prohibited.

Weather (Navegaon National Park) :

Temperatures are pleasant all year round.

Wildlife in Navegaon National Park

Though Navegaon is better known as a bird sanctuary, a number of wild animals could also be sighted. Tigers, Panthers, Bisons, Sambars, Nilgais, Chitals, Wild boars, Sloth Bears, and Wild Dogs are main wild life species in this national park.

Other Attractions :

One can also join the Jungle Safari and stroll through the beautiful forest, crossing paths with Leopards, Sloth Bears, Gaurs, Sambars, Chitals and Langoors. Staying in the unique treetop house, riding a power or sailboat on the lake, are also some thrilling pastimes one can enjoy over here. Nearly 50,000 tourists visit this tourist complex annually.

How to Get There

By Air :Nearest airport is at Nagpur, 142-km away from the park.

By Rail : Deulgaon on Chandrapur - Gondia railway line is the nearest railway station, 2-km away from the park.

By Road : The nearest bus stand is Navegaon 10-km away from the park.

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